A Comprehensive Plan
Wealth management encompasses a wide range of disciplines and techniques, including accumulation, retirement, risk management, taxation, business planning, and estate planning. We have the experience you need to help support your financial goals.
Accumulation Planning
Accumulation planning addresses an individual's investment needs, asset allocation, and the suitability of different types of securities in light of your goals and risk tolerance. Using your distinct profile, we will incorporate several strategies, including stocks, bonds, mutual funds, options, short-term assets, and annuities.
We make complicated and comprehensive benefit plans simple for employers, employees and families.
We also have experience with alternative investments, employer-sponsored retirement plans, stock options, and margin strategies.
Retirement Planning
We will help you create a plan to live the retirement lifestyle you have always envisioned. Your retirement planning may make use of several different strategies:
- Qualified employer-sponsored plans, like 401(k) plans and pension plans often offer favorable tax treatment.
- Individual retirement accounts (IRAs) are personal retirement accounts that can be established by an individual or an employer.
- Other options like personal savings, executive compensation, annuities, investment income, and dividends may also play a role in filling any gaps in your retirement savings.
Risk Management
Risk management strategies help you to protect your assets as they grow. Asset protection planning may use insurance, repositioning asset ownership, or other legal strategies to help protect your wealth.
Additionally, we offer business risk management to identify key risks that could result in a loss to your business. We then take steps to help mitigate those risks. This process is designed to help protect your business assets.
Taxation Planning
While taxes may be unavoidable, we will create a plan to help minimize the impact of taxes on your wealth. We can help in the following areas:
Minimizing Federal Tax
We may be able to help you minimize federal income tax liability through income deferral/shifting and other strategies.
Investment Tax Planning
Investment tax planning involves evaluating how we position assets and investments to help minimize your tax liability.
Charitable Giving
Through effective charitable giving strategies, you can support the causes that are important to you while also addressing tax concerns.
Life Event Planning
Starting a business, getting married, having a child, retiring -- as your life changes, your strategies for addressing taxes also needs to change.
Business Planning
Your business may be your greatest asset. Business planning can help you protect it.
Risk Management
Businesses have unique risks. We can help you understand, control, mitigate, and prepare for your business risk exposures.
Executive Compensation
The issue of executive compensation can be a challenging one. We can help you understand all your options.
Succession Planning
Eventually, it is time to step away from your business. We can help you plan for the succession of your business and your retirement.
Estate Planning
We provide comprehensive wealth management services. Throughout the estate planning process, we help you address issues and concerns that arise as you think about the future.
Transfer of Wealth
One of the primary goals of estate planning is to help ensure your assets go where you want them to go.
Minimizing Taxes
Estate planning can help reduce the tax burden your estate and heirs may face.
Asset Protection
Asset protection strategies are designed to guard your wealth from taxation, seizure, or other losses..
Charitable Giving
We can help you incorporate your philanthropic goals into financial planning.
Access Your Account
Visit our Client Login page to easily access your detailed account information and monthly consolidated statements online.
